I'm young, 22. I have a fulltime job and I work doing hard labor. I can't put money away, because I don't make enough.
How can I afford to buy land? and build a house without a loan?
It seems so impossible to do anything, and I feel financially stuck.
I don't want any debt. and I've never been in debt.
Best thing to do is get a second job for evenings /weekends. I was able to buy my own home by 24 without any debt doing just that. Don’t support the bankers. Lots of young people waste money on alcohol and entertainment. All you really need is Bible study and some books and you can save a lot of money that way.