I'm young, 22. I have a fulltime job and I work doing hard labor. I can't put money away, because I don't make enough.
How can I afford to buy land? and build a house without a loan?
It seems so impossible to do anything, and I feel financially stuck.
I don't want any debt. and I've never been in debt.
You don't have to answer these publicly, but this is what we would need to know.
What's your current living situation?
Are you renting an apartment?
Do you have roommates?
Do you live at home with your parent(s) and, if so, what do they charge you, if anything?
Do you have a car payment?
What do you make each month after taxes, and what do you have left over after you pay your fixed expenses? What's your food budget? How much do you spend on entertainment?