What you’re saying about some of the debt being from undergrad however, many employers were using tuition reimbursement as a recruitment tool with a grad degree. I worked 8n the nursing field for 40 yrs and had a bachelors degree, I watched many of my co-workers move on to Nurse Practitioners and I know what my hospital offered to recruit them for employment after graduation. Many of the newer hires had all of their tuition paid after 1 yr of employment, saw this with doctors, too. These are the higher middle class wage earners, too. But for goodness sakes, let’s pay off their student loans & let the rest pay their own. What about my hard working kids that, like myself, paid off our own student loans?