Testing… Daily Chat Thread
🗣️ DISCUSSION 💬
Testing something different here… wondering how we will engage with a daily/weekly/weekend chat thread.
What is this thread all about??
Just general discussion. Stuff on your mind. Talk about hobbies, health, news, help, current topics, theories and predictions, whatever the case may be.
This is the first of what May be many, let’s see how it goes
Sure hope when POTUS is running things, he does something about how credit agencies work their numbers. My husband is retired. We have a bunch of money in savings. As we have with our other children, we want to help our son buy a house. Lenders don't care that we have savings. They are strictly concerned with debt to income ratio. We have a separate account from savings that we use to pay bills, we have royalty income, doesn't matter. Have had zero problems paying our bills and recently paid down $40000 on our mortgage - doesn't matter. But if we were low income using a gov't program to buy a house with a very low credit score, all would be good. This is upside down.
Credit is a scam. When the banking system is destroyed so will the credit system. It used to be very different and logical before the population was too big for everyone to have a personal banking relationship
It's stupid because between AI and quantum computing we have real ways of risk assessment that doesn't screw people over. Real estate is bullshit. 3x of the rent income requirements. Escrows, deposits, absurd interest rates. All so Chinese globos and Muslim terries can profit?
We need them out of our market period. Return the assets to the people.
Please, from your keyboard to God's will!