The price of gold is down about $50 an ounce and silver is down about $1-$2/oz in the last week or so. We were told that the prices would go up since Biden banned Russian gold. What's going on?
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Buying a 100 oz. bar of silver is in fact a bit cheaper than individual ounces. If I was acquiring silver for the sole purpose of investment, I would do so but, as you have suggested in your question, buying and trading using individual ounces of silver is more practical, not to mention that lugging a 100 oz. piece of silver around for the purpose of trade would be a bit unnerving.