We've been on an annual budget plan for years where they bill you a fixed amount each month, and then we ante-up any overage in July and they issue an adjusted rate for the next year based on current cost. My monthly was $182/mo. but now it's $454/mo. effective July. Our boiler uses oil for both hot water and baseboard heat, and it's not like we can just rip it out and replace it with all-electric stuff without a huge outlay.
I'm really torqued over this. If you're a heating oil consumer, prepare yourself to take it in the rear.
You can lower the temp of your water heater so it’s not constantly trying heat it to up 140 or whatever - a plumber once told me in the 80s when electric was high that you can turn off the water heater at night then flip it on the the morning an hour before you shower. It did lower our bill. For oil ones just lower down to 100 degrees