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12
Debt Question
posted 2 years ago by AtomicBlonde 2 years ago by AtomicBlonde +12 / -0
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– swampbeast 1 point 2 years ago +1 / -0

I have this issue too! Have been trying to clear two credit cards before I move to either have no mortgage or a small one, and after clearing the first one my rating went from excellent to good!

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▲ 2 ▼
– Womp_Womp2020 2 points 2 years ago +2 / -0

Did you cancel or close the card? If you pay off the debt but keep the card open- it shouldn't affect your credit score negatively.

However, closing a credit card that you've had for 10 years CAN affect you because you've just nixed a large portion of your Credit History.

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– AtomicBlonde [S] 1 point 2 years ago +1 / -0

My brother paid off his Amex and his FICO score dropped significantly enough to piss him off.

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– deleted 1 point 2 years ago +1 / -0

Welcome

To The Great Awakening

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