12 Debt Question posted 2 years ago by AtomicBlonde 2 years ago by AtomicBlonde +12 / -0 23 comments share 23 comments share save hide report block hide replies
Did you cancel or close the card? If you pay off the debt but keep the card open- it shouldn't affect your credit score negatively.
However, closing a credit card that you've had for 10 years CAN affect you because you've just nixed a large portion of your Credit History.