That's all I've ever used. Been doing it all my life. When I DID have a checking account, I had no ATM card and no Checks. I simply went into the bank and took out the money all but a few dollars to keep the account open. Money works fine for me. NO CREDIT CARDS either. If I didn't have the cash for it; then I didn't really need it. Now I DID have a Savings account for if I really needed my car worked on or a new refrigerator or something. I would either take it out of my savings or borrow against it (owing to how my finances were at the time.) I owe nobody nothing and my home and vehicle are paid for. CASH, IT'S WHAT WORKS BEST.
That's all I've ever used. Been doing it all my life. When I DID have a checking account, I had no ATM card and no Checks. I simply went into the bank and took out the money all but a few dollars to keep the account open. Money works fine for me. NO CREDIT CARDS either. If I didn't have the cash for it; then I didn't really need it. Now I DID have a Savings account for if I really needed my car worked on or a new refrigerator or something. I would either take it out of my savings or borrow against it (owing to how my finances were at the time.) I owe nobody nothing and my home and vehicle are paid for. CASH, IT'S WHAT WORKS BEST.