A very long time, its the bells and whistles that go out to get the new car itch going. Don't get fucked, a backup camera is worth 2 bucks tops.
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My wife and I agreed early on: modest house, modest car(s), get debt-free ASAP. With God's help, we paid off our mortgage in less than 20 years, buying cars without loans ever since. Interest rates rising? That doesn't bother us. Only wish I had bought more of our precious metals stash either earlier or later, but we didn't have a 🔮.