Many experts believe that both gold and silver are seriously undervalued, but the manipulation is greater with silver. Therefore, the value of silver may increase faster than gold.

You can be your own bank. Obviously keep enough fiat in the bank to pay bills, but consider moving the rest to precious metals. If you need emergency cash, you can convert the silver back into fiat (likely at a profit, considering the currently suppressed price).

Of course, not financial advice. Just sharing info.