So I understand we're dealing with giant evil corporations here, but assuming the fees are the same, I fail to see how removing an entity from the transaction chain that could recover your money is ever in your best interests.
Paypal funded by a credit card means three different entities can refund you (eBay, Paypal, the credit card company). Remove Paypal and your options dwindle to just eBay or your credit card company. Now I've been pretty happy with eBay over the years, but I did have one instance where eBay refused to act and Paypal refunded me about $1100.
Many years ago I used to trade items and accounts in a major MMPORG. I bought a fairly high level account with quite a bit of items to trade off and about a month after the purchase the original account owner went through the account recovery process to re-take possession of the account. They probably looked at my history and concluded I bought accounts to play them and were hoping I had loaded that character up with valuable items, when in fact I was mostly a trader at that point and the first thing I did was offload everything valuable.
I sent eBay and Paypal the terms of service of the MMPORG that said selling accounts was not allowed, so technically the seller should not have been able to list it for sale. Paypal agreed and got my $1100 back. The person who recalled the account screwed themselves because I had sold two sets of armor that were no longer available in game for $450 each.
I count myself lucky that they were too stupid to have removed the funds I paid them with, so Paypal was actually able to recover my money. So, while I recognize they're evil, they did actually help me out once so I have a soft spot for them. Also, in all the years I've been using them I can't point to a single instance when my credit card was compromised by Paypal, but numerous instances where a store that didn't take Paypal DID lose my information and resulted in fraudulent charges.
Did that a while back. Easy to avoid PP.
Yep. Payment via eBay sooo much better and eBay customer support.
I bitched about PayPal over a year ago, and they told me they were getting rid of PayPal due to eBayers complaining. It's great. F U PayPal
So I understand we're dealing with giant evil corporations here, but assuming the fees are the same, I fail to see how removing an entity from the transaction chain that could recover your money is ever in your best interests.
Paypal funded by a credit card means three different entities can refund you (eBay, Paypal, the credit card company). Remove Paypal and your options dwindle to just eBay or your credit card company. Now I've been pretty happy with eBay over the years, but I did have one instance where eBay refused to act and Paypal refunded me about $1100.
What was that $1100 dollar purchase or was it a selling something? And what happened?
Also Fuck Paypal
Many years ago I used to trade items and accounts in a major MMPORG. I bought a fairly high level account with quite a bit of items to trade off and about a month after the purchase the original account owner went through the account recovery process to re-take possession of the account. They probably looked at my history and concluded I bought accounts to play them and were hoping I had loaded that character up with valuable items, when in fact I was mostly a trader at that point and the first thing I did was offload everything valuable.
I sent eBay and Paypal the terms of service of the MMPORG that said selling accounts was not allowed, so technically the seller should not have been able to list it for sale. Paypal agreed and got my $1100 back. The person who recalled the account screwed themselves because I had sold two sets of armor that were no longer available in game for $450 each.
I count myself lucky that they were too stupid to have removed the funds I paid them with, so Paypal was actually able to recover my money. So, while I recognize they're evil, they did actually help me out once so I have a soft spot for them. Also, in all the years I've been using them I can't point to a single instance when my credit card was compromised by Paypal, but numerous instances where a store that didn't take Paypal DID lose my information and resulted in fraudulent charges.