Depends on your objective and what you see in the future. for wealth preservation, gold will be a more stable investment to retain your purchasing power and potential use in estate planning (bequests etc). If you believe that you need purchasing power insurance PLUS market usability, silver is better., especially "junk" silver. AS is frequently cited, it will be tough to spend a gold coin (even in 1/10th oz size) to buy a loaf of bread and a carton of eggs. If your purpose is to protect against a collapse of the general economy, junk dimes and quarters will very likely be the medium of exchange and so represent a better choice.

Therefore, to answer your question, I would buy up to 10k of combined silver Eagles and junk and would then start splitting my pm budget between the metals. That's my approach, YMMV