The time is very near :P
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Just as bad as the government stealing your money through taxes, is the burden it places on the assets you are able to keep. This is the perfect example of someone who wants to make a financial decision in their own interest, but is handcuffed by the rules and penalties. You donβt have to dig very deep to see that these rules are to incentivize you to invest and keep your money with Wall Street, not to invest and become wealthy yourself.