This is how I feel. I don't know much about finances but I do have common sense. My gut tells me to hunker down with a traditional approach. Learn skills that our ancestors knew just growing up. Anything that can help you survive off grid. I guess I feel if we go down we will either go completely down or our systems will be artificially supported and it won't impact us like we think. If we go completely down, I don't expect to have power or water. I don't expect to have restaurants, stores will have limited supplies. We may have no access to medical care or even transportation if we have a BMP or a catastrophic trucking failure. Think no gas at the gas stations. What happened last time? There just wasn't money in the system. My biggest fear is that both of us are on SSDI. I have squirreled away some cash and yes I know it may be worthless. We have many old school skills, we know how to fish, hunt, garden and forage. I know food preservation and textile arts like sewing, knitting and crochet. We have alternate ways of heating our home and getting water. We are too old to raise and care for animals but that's probably a better bet than a gold nugget or bit coin if there isn't anything to buy with those resources and you need food. Maybe I'm a fatalist but either it will be worse than Bitcoin and precious metals can help us with or better and we won't need to worry about it. I'm focusing on preparing for the worst and hoping for the best.