Here it comes... Toronto Dominion Bank (one of Canada's largest) is going mandatory CBDC by end of April. If you don't consent you lose access to your cards and online banking.
🤑 CURRENCY CONTROL 🤡
Right on time after Turdy gov passes a law saying they can freeze your bank account for any reason they see fit.
I'd be surprised if anyone is lending money for a refi after the next couple of months, and if they do it's going to be at chainsaw-up-the-butt interest rates.