I'm a stacker. I'm constantly looking at silver and gold prices, the spread, inventories, premiums, derivatives in SLV, etc, etc.
The obvious trend since SVB went down was a move to towards safer assets, let it be a "too big to fail bank (lol)", government securities (lol), and precious metals. Premiums on 1 oz silver rounds (generic) are nearly $5 anywhere you look. My local coin shop (LCS) was charging $4.75 per ounce over spot on generics, which is actually lower than the vast majority on JM bullion and SD bullion.
With silver spot being 24.25 as we speak, a $5+ premium is nearly a 20% premium on the price. Higher premiums almost always mean high demand and low supply. Inventory on the comex is dropping at a pretty staggering rate (277 million oz left) and the entire comex could be drained with a mere $6.6 billion dollars.
My LCS said it's been insane since the banks began to fail. Way more buyers than sellers.
The price of silver specifically has been artificially suppressed by the big banks through derivatives and artificial contracts traded amongst the big banks. As inventory continues to drain, the dollar falls, BRICS grows it's membership, and uncertainty remains, precious metals SHOULD skyrocket.
Ultimately, I don't invest in PMs are a get rich quick scheme, but they really are a great store of value. Not investment advice, but holding silver and gold, while you can still get it, could be an answer to rapidly rising inflation.
Yes, look for "coin" or "bullion". Find some local places and give them a call, you can ask over the phone what they are selling "silver rounds" for.
Most local shops are very friendly and should be willing to talk to you. Now, they might be a little short with you over the phone if they have customers in the store, so ask when you call if they have time to talk or what would be a better time to call. But you should be able to get a feel for the dealer, if they sound trust worthy or shady. There are shady dealers out there, that is why I say call around and get some prices. And prices do fluctuate, so you might not get the same price when you actually visit the store (spot price went up over a dollar yesterday!) and the premiums they charge go up as demand goes up. (the premium is the price they charge above the spot price). Right now spot price is around $25 and a typical premium is around $5 per ounce for generic rounds. The premium on silver eagles is $10-$14 above spot right now, so I would not recommend eagles - you will get more for an eagle than a generic round if you were to sell, but it will take a long time to make up $14/ounce!
I would recommend calling around (call the pawn shops too, you might find one that is reasonable, but they are typically $5 or more, more expensive than a LCS). See what the prices are, look at the online stores (JM Bullion, SD Bullion, etc.) and see how their prices compare. Usually your LCS will be a dollar or 2 cheaper than the online stores.
And then chose a couple stores to visit in person, get a feel for the dealer. They are usually like minded, patriots... willing to spend some time talking to you, explaining how the precious metals market works.
Check out some youtube videos as well, a lot of the silver channels actually go to their LCS's and talk to the owners. Yankee Staking, Spegtacular, Vermillion Enterprises (a LSC owner, that talks about premiums and what is going on), Silver Seeker... those are a few of my favorites.