They are not loans, they are implements of population control through finance...

I would have thought this forum had more users familiar with how "money" is created using a signature, that is to say there was no money sitting in an account waiting to be loaned out to a vulnerable young adult, which would hypothetically be paid back into said account. There was nothing, someone signed and there was still nothing, except debt.

And your "muh taxes" also don't work they way you think they do..