Working for Allstate during the BP Oil Spill woke me up. What kind of business lobbies make it absolutely illegal not to have their product and then charges you like crazy for something they don't actually want you to use and even more if you do use it. To know that they put a freeze on selling homeowners insurance when a hurricane is en route and they began to use a loophole in the policies, stating there was no coverage for "oil damage". It's one of the biggest scams this country has ever known.