So where are all these fines going? You know that the Federal Reserve is a misnomer and not part of the govt. so where are these 3 latest fines going to? Over 400 million? Is this a shake down?

On the last couple of months.

Regions fined $2.95 million by Federal Reserve:

the Federal Reserve Board on Wednesday announced two enforcement actions against Deutsche Bank AG, its New York branch, and other U.S. affiliates. First, the Board issued a consent order and a $186 million fine based on unsafe and unsound practices and violations

Federal Reserve Board announces a consent order and a $268.5 million fine with UBS Group AG, of Zurich, Switzerland, for misconduct by Credit Suisse, which UBS subsequently acquired in June 2023