Hate to break it to ya, but our money is already digital and already monitored. CBDCs will be used by banks as their "cash in the vault" reserves. They will then use those tokens to trade with other banks and institutions with a bridge currency allowing cross border trades in seconds. It provides on demand liquidity and opens up billions of dollars that would be stuck in limbo until it clears. Your venmo or wire or ach or credit card transaction does not clear immediately. Don't get CBDCs confused with a cashless society. And don't get me wrong, there are certainly some serious concerns using blockchain technology for everyday transactions, but it does solve some problems. People need to realize the petrodollar is dead and banks across the world are moving to CBDCs backed by gold. Prepare for the shift