I opened an account awhile back but haven’t committed to actually banking there yet.
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I joined early on to use OGB as my primary. Had a few minor annoyances in the beginning, some on them (some bill pay accounts took weeks to process, but that's been fixed) and some on me (getting used to online only banking where I can't deposit cash - none of their ATMs near me allow deposits). Because of that I haven't been able to dump my big box bank as intended so I only use them to transfer money back and forth. OGB comes out with new/better services often and their customer service is also really good.
just write yourself a check and edeposit the checks? Or give someone cash and they write you a check from one of the busted banks.