I'll very rarely pay for a steak at a restaurant anymore. They're way over priced and so not worth it, more often than not. There is one local place where I'll order a steak, because they know how to properly age their beef. Their sirloins are better than most places' fillets.

General rule of thumb is that if I want a good steak, I'll fire up the Weber kettle grill and cook it myself. No gas, just plain Kingsford charcoal, or Royal Oak natural lump.