Your comment is the closest to my gut reaction Fren. I do counter my own initial response with the recent experience of filing for a personal loan. The questions asked of me were insanely invasive. I contribute material goods and services to my local economy and I received a financial enema. Government officials are providing a service too, in a perfect world. But they have access to incomes (due to influence) that do not rely on any material contributions. I share the conundrum with you. GodsPede for you and your husband.