I understand the importance of living frugally and within ones means. However, shit is hitting the fan for a lot of people and even those who are responsible are having to get creative.
Are we counting on "The Great Reset?" The biggest FU to the banks, go down with the ship? With interest rates at stupid numbers and a financial collapse every 10 years, what the actual fu*k?
Whats the endgame?
Early on in my marriage, my Wife had a serious spending problem.
What finally cured her was watching Dave Ramsey when he had his TV show.
Now we only owe 34K on our mortgage for a house that would probably sell for a bit over 400K
Cars are paid off, and we pay the full balance on our credit card every month.
It's a good feeling knowing we'll be completely debt free in 2 years.