If you don’t need the HELOC anymore you can always refinance it into your mortgage to keep the interest rate fixed. That is if you want to go through another refinance. Also your property will appraise higher with the rental finished. Might cost you a bit of money on the front end but you’ll avoid monthly rate increases. Or you could hold tight and wait for Trump to get in. I think interest rates will drop after that. No matter what don’t worry. There’s many options. Will pray for you 🙏🏼
If you don’t need the HELOC anymore you can always refinance it into your mortgage to keep the interest rate fixed. That is if you want to go through another refinance. Also your property will appraise higher with the rental finished. Might cost you a bit of money on the front end but you’ll avoid monthly rate increases. Or you could hold tight and wait for Trump to get in. I think interest rates will drop after that. No matter what don’t worry. There’s many options. Will pray for you 🙏🏼