Only because this isn't insurance. It's prepayment for yourself and one other person.
Health insurance would be like car insurance. If something major happened, you'd be covered. But you need to do all the day to day shit yourself, like basic doctor visits and prescriptions.
You can bet prescription prices would drop if they had to convince people to spend $5,000 a month instead of convincing the government to pay for the "bargain" of $3,000 a month per patient.
Insurance itself is inherently a large part of the problem in all aspects of life.
Only because this isn't insurance. It's prepayment for yourself and one other person.
Health insurance would be like car insurance. If something major happened, you'd be covered. But you need to do all the day to day shit yourself, like basic doctor visits and prescriptions.
You can bet prescription prices would drop if they had to convince people to spend $5,000 a month instead of convincing the government to pay for the "bargain" of $3,000 a month per patient.