How many people think Harris is merely a place holder?
What are the chances that she "drops out" for one reason or another before the election and causing even more chaos?
How late in the race could Michael Obama be pushed?
If she unexpectedly drops out 3 days before the election.....total chaos
Which is why it's plausible?
That is the second most likely scenario imo
I still think there's huge events still to take place between now and then & Harris leaving is just one of them.