Barclays is pretty funny on there CC. We had a 8% card, they raised to 13% a while back.. Get a letter saying its going to 18%. Credit score bad (mine is 830)Dont call to bitch, or they will close account. LoL.. Atleast they mention old purchases stay at 13%, new will be 18%. Unlike Navy federal that rasies rates on all purchases (fuck heads I closed my accounts with them).. Then to make it interesting, I get another letter from Barclays, Since I dont use my 30K worth on the card, they lowered it to 5k.. That same day another letter from Barclay for 35K loan..WTF? Guess were going to close that card too