For the most part once you deposit money in a bank account the funds can be accessed and loaned out infinitum by the bank. Technically, the funds aren't really yours anymore. Think about it. If the bank fails you don't get your money back. Why? Because the bank spent it as if it was theirs that's why.
For the most part once you deposit money in a bank account the funds can be accessed and loaned out infinitum by the bank. Technically, the funds aren't really yours anymore. Think about it. If the bank fails you don't get your money back. Why? Because the bank spent it as if it was theirs that's why.