Well said fren. As an insured representative I normally fight to get to “you” (the knowledgeable “old timers” or right to the legal department). I see these cost saving measures using these 3rd party “inspectors/quasi adjusters” who have their “guidelines” to follow that is not a portion of the policy. My State just passed huge regulatory change that anyone representing the carrier for inspection or writing estimates requires an adjuster license (no repricocity) with bonds and testing and these actions that Senator Hawley is questioning the Allstate CEO about are now felonies. Basically, adjusters, appraisers and Umpires beware. Be interesting to see what happens now that the dust is settled 🤷♂️
Well said fren. As an insured representative I normally fight to get to “you” (the knowledgeable “old timers” or right to the legal department). I see these cost saving measures using these 3rd party “inspectors/quasi adjusters” who have their “guidelines” to follow that is not a portion of the policy. My State just passed huge regulatory change that anyone representing the carrier for inspection or writing estimates requires an adjuster license (no repricocity) with bonds and testing and these actions that Senator Hawley is questioning the Allstate CEO about are now felonies. Basically, adjusters, appraisers and Umpires beware. Be interesting to see what happens now that the dust is settled 🤷♂️