I got notice from SS that my check and my wife's check will increase next year BUT my Medicare, my supplement and my drug card will have an increase also. What this means is our combined income drops by $300 a month!!!!!!!!!!!!!!!!!!!! I cannot tell you how incensed I am at this. We now pay over $1000 a month for our Medicare and supplement w/ drug card. I almost puked! Looks like no more Dom Pérignon for us!!!
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Not my business but the advantage plans are decent and cover prescription drugs. Finally talked a friend into getting rid of straight Medicare and switching to an adv plan. The only reason she was keeping the regular was someone told her the adv plans don't cover much short term nursing home stays but in reality most insurance won't, maybe 3-10 days maximum. Meanwhile on a fixed income and making monthly payments just for her pcp visits when those will be covered in full.
I have a supplement hat pays 100% after Medicare so I am afraid to change anything. Just had an MRI on my knee. Cost with Doctors will run about 4 grand. Supplement picks up what Medicare won't.