Yep this is a tough one. I paid 225000 for my home it is now worth 500000. It was originally built and sold for 110000. Same house, but over priced, has been updated a couple of times but still not really worth 500 K. We paid it off in 15 years by making double payments . ( Yes I was lucky enough to have a trade and made good money. We lived frugally .) We made it through the housing crisis and saw many folks around us loose their homes to the banks. My kids, and their peers ,at this point, will never have the same opportunity. So what causes this ? The government printing to much money, the banks charging to much in interest and keeping people in to much debt, and corporations with unlimited capitol, buying up homes at inflated prices and renting them back out. This is the problem that Trump and his team is dealing with. Get rid of illegal's taking good paying jobs and living on the government dole. Increase good paying manufacturing jobs. Lower the interest rates to as close to zero as possible. Stop corporations who compete with young buyers for the available homes. Decrease taxes and increase tariffs to allow more "government " money to flow back to the American people.