Where did you learn to distrust crypto? I'd bet it's the same people who told you to get a shot during covid. If you are here at GAW, you need to open your mind just a bit on this topic. I'm saying this in a polite way and not trying to sound like a d-bag.

Generally speaking, there are three different types of crypto. Wealth crypto like Bitcoin and Etherum, think of silver and gold. They don't do much other than hold the money you put in them and hopefully increase in value. They don't transfer value very well at all because the "gas fees" or transaction fees are too high. Plus, the use a lot of electricity.

The next type of crypto is a meme coin. These are "collectibles" and are only as worth as much as the hype they can generate. Coins like FARTCOIN, UNICORN FARTS, and TRUMP coin don't actually do anything. There are millions of others. It's all about the hype and going viral. Investing in these is a good way to lose a bunch of money quickly because of the inevitable rug-pull, when the founders pump it up and take all of the money people put into it.

The last type of coin is the utility coin that actually serve a function in the global finance system. They are governed by ISO 20022. Investing in any of these is a reasonable consideration. Better yet, invest in the one(s) that are US based. Trump has made it clear they have a priority. He's also made it clear that updating the financial system using crypto is a national priority during his administration. There are videos on YouTube that have him saying this very thing. Also, his crypto czar David Saks has come right out and said it.

Bottom line, I would suggest not writing off all crypto until you take a bit of time and understand the difference between the ones with an actual purpose and the ones full of hype. It's worth your time researching it.