Imho (not a financial advisor etc.) equities in general are overvalued. Look at the P/E (& P/B) of the market - it's totally out of whack & far too high to make for a reasonable investment. For the SP500, this ratio is ~40. This is equivalent to paying $40 for $1 in earnings, or ~2.5% yield... The only way this investment makes sense is if you: 1) Are satisfied with 2.5% return (which may be lower than inflation & therefore a negative real return), 2) Anticipate that earnings will grow (speculating), or 3) Cannot find a better investment & do not want to hold currency (Federal Reserve Notes - FRNs). Looking at the chart of SP500 P/E, the only times P/E was higher than current levels was during the '01 & '08 market crashes. Imho, next week may be the trigger for a broad market sell off (distraction + investor uncertainty in US/global markets) & we have seen market weakness in recent weeks along with a bottoming in VIX... As for myself, I am holding more cash than equities in my retirement accounts in order to take advantage of lower prices that I anticipate during an imminent market crash. Outside of these accounts, I am hedging against currency risk with silver/gold (PHYSICAL - if you don't hold it, you don't own it...). Regarding FRNs, Q said gold destroys the Fed. If we confiscated the elites wealth (Q confirmed we 'have the gold'), I could envision a scenario where FRNs deflate, though deflation was part of the cause of the Great Depression (& other crashes) & would cause people with debt to be more screwed (which I doubt would be good for many in our debt fueled world as it would further enslave them to their debts, debtor nations like the US included). I think FRN inflation is more likely, with FRNs being replaced with a new US Dollar tied to gold introduced as a competing currency/money (JFK, Lincoln, Jackson all did this/similar & I anticipate POTUS may do the same). The wealth confiscated could be used to back this new dollar. In an inflationary situation people's debts would be easier to pay off, though the 'price' of all goods would rise. For these reasons, I have been converting FRNs to physical money to my preserve purchasing power for after the dust settles. Regarding crypto, which is a similar hedge bet, three things come to mind: 1) POTUS has tweeted that he doesn't like BTC due to usage by criminal elements (risk of being targeted for deletion), 2) If the internet goes down so does access to BTC (even a temporary disruption would likely negatively impact its value/demand), & 3) Gold & silver are in the Book of Revelation while BTC is not. My $0.02 fiat...