If you can't pay, you have a right to declare bankruptcy.

But I think it says a lot about a man who sticks by his word.

I didn't abandon my house in 2008 even though it was way underwater. Why? Because I wanted to look at myself in the mirror without an ounce of shame.

Not all men can do that, and I do not hold people in lesser regard for having made a difficult decision. Would I do the same in their position? I had a solid job. I praised God every day for it.