Agree - most charities spend so much on administration and overhead, it is criminal how much money the big wigs make. We live in a small town and have used our "covid" money which was really extra for us and paid electric bills anonymously directly to the electic company for several people we know who are struggling from the ongoing shut down and layoffs here in Washington state. It is comforting for us to know it really helps people we know who need the hand up, it is also fun to hear about them thinking it is some random rich person or customer helping them out.