Especially silver and gold.
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I bought 20 1 oz (Trump) rounds from SD Bullion on 12/29/20. I paid $29.35 oz. I bought another asst. order of rounds from SD Bullion on 1/25/21, I paid $28.87 oz. I found a listing of 11- 1 oz. rounds on Ebay a few days ago and paid $29.24 oz. So, that's what I've found lately. I've heard it's good to try not to pay more than 10% over Spot. There will always be a premium over spot for the cost of minting. Good luck!
Thanks for info, appreciated.