Try to get it refinanced if you can. It isn't unusual to go for years without making a dent in the principal because almost all of the money goes to interest for many years of your loan.
Kinda nervous to try to refi but I think interest is much lower now. Thank you! So hard to get good advice as it seems many want to take advantage. It just seems that close to 30 years of paying on it should have had it nearly paid off.
Try to get it refinanced if you can. It isn't unusual to go for years without making a dent in the principal because almost all of the money goes to interest for many years of your loan.
Kinda nervous to try to refi but I think interest is much lower now. Thank you! So hard to get good advice as it seems many want to take advantage. It just seems that close to 30 years of paying on it should have had it nearly paid off.
Good luck to y'all!