This is a lesson some learn the hard way. Even in March 2020 the market for the two was drastically different. In a full economic collapse an exchange to trade in paper may be inaccessible, it may be confiscated by the government for the “national interest”, or the paper deemed flat out worthless if there’s fuckery by whoever is holding the metal.
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Oh yeah... paper is always worthless in the end.
But if you are buying silver... buy up old coins. They are much easier to use if you ever need them for buying or barter when money is useless.