This is a lesson some learn the hard way. Even in March 2020 the market for the two was drastically different. In a full economic collapse an exchange to trade in paper may be inaccessible, it may be confiscated by the government for the “national interest”, or the paper deemed flat out worthless if there’s fuckery by whoever is holding the metal.
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Agreed. Make sure whoever your buying precious metals from actually sends you the product, not some piece of paper they'll inevitably refuse to honor should the stock market crash