I highly recommend removing your deposit accounts from the large multi-national banks. Bank of America, Wells Fargo, Chase Bank, etc. are not to be trusted. B of A recently made headlines for handing customer information over to the FBI for being in DC on the 6th. Although, their services may be more convenient they are absolutely not worth having your funds frozen or information at risk.

My family and I have closed all of our accounts at Chase Bank this month and moved over to the Community Bank I work for. Community Banks can have issues growing due to lack of deposits. The money you deposit in Community Banks will be lent with the purpose of helping your local economy grow. You will also have a personal relationship with the people who keep your money secure, while hurting the large national banks that know nothing about you but love to remind you how racist you are!