if you have useful skills and a value-added job, I wouldn't be worried. Diversify your investments to your own individual comfort level. Keep 3-6 months of necessary supplies for ANY emergency. Prepare for the worst and hope for the best. Money is simply a transaction aid for barter. If you have something of value that someone else needs and vice versa, you can barter. Just be a useful person. We tend not to use them for zombie bait.