I have to simply disagree with you.

1). There are thousands of claims with doctor's backing them up in the vaccine court currently as well as previously since its inception. 2). There are doctor's out there that will put a cause of death as maybe not directly stating "vaccine death" but rather as a secondary reaction to a vaccine. Or some type of wording even without using the word vaccine that still clearly shows it was an effect following vaccination. That is all you need for them to deny it. 3). If there is an autopsy your going to have the coroner doing the cause of death not a doctor and they are more than likely going to put something relating to vaccine injury or even wording used in the vaccine maker's lists of known reactions.

All the insurance company has to do is say well such and such is listed as an "adverse reaction" to such and such vaccine therefore we deny your claim. It doesn't have to directly state it was caused by the vaccine, only have an indirect connection to it... get it?