Eh hem...
(media.greatawakening.win)
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The community bank knows what will happen should the IRS use this to start nickel and diming the poor and middle class like they did under Obama. They will simply stop depositing money into their bank and keep as cash or precious metals or other form of investment. The interest missed will not really matter. Those that have enough money in the bank for the interest to be significant have accountants to prevent IRS nickel and diming.