Both the Titanic and her sister ship the Olympic were owned by the Morgans [JPMorgan]. The Olympic had a bad accident in Southampton [if I remember correctly] and Lloyds of London, the insurers, refused to pay. I think they laid blame on the captain. Then the ships were switched. The one that took the trip across the Atlantic was the damaged Olympic. Funnily enough, a few days prior to the fateful voyage, some super wealthy elites, who were using the trip to ship some highly prized art pieces, changed their minds and offloaded their cargo. There were also a lot of insiders that mysteriously changed their mind about taking the voyage. Somehow Astor, who opposed the FED, didn't get the memo. The whole story is a lie

Insurance basically is fraud anyway in a lot of cases.