🤔🤔 Indiana life insurance CEO says deaths are up 40% among people ages 18-64
(www.thecentersquare.com)
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You may be on to something there. Most young people do not have life insurance beyond what is offered free to an employee - which is not much. So, any new underwriting may have clauses, and I believe that some already do, with regard to experimental medical treatments - much the same as risky behavior or acts of war. But, the article doesn't give any indication that they suspect the jabs - at least nothing they are willing to say publicly. Insurance companies are not in the habit of taking huge loses and they are not stupid where it concerns trends. What is telling in this report as that these deaths are not related to Covid. But at the same time, are not being linked to the jabs either. In addition, long term disability claims are also up. Like you, I was waiting for reports from life insurance tables to start coming in. There is where we would see some truth. They have some huge lobbying power on the hill to pressure the government over policy. Now we will also have to wait and see if they quietly make any moves to increase rates for the vaxxinated or just deny them coverage altogether. Group insurance through employers may just across the board raise rates - so those of us smart enough not to take that poison will have to pick up the slack for those that did. Socialism at work. I think the same may eventually hold true for medical insurance as well.
So,ultimately, won't the insurance companies have to force death certificates and disability seeking to prove weather their COVID or vaccine related?Just in order to save the companies.
According to the article, they are not saying that the increase in claims, according to their tables for death and long term disability, is Covid related. We know that it is not Covid that is killing people beyond what a normal year's influenza death rate would be. Therefore 2020 did not see an increase in additional deaths based on a five year average. But 2021, after the vaxxine rollout, has seen an increase in death and disability far above normal that cannot be attributed to Covid such as car accidents, heart attacks, strokes, clot sequela, autoimmune disorders, cancer, etc. All of these causes on the surface appear to be unrelated to the shots - but will that be the internal conclusion of these companies. So far it sounds like they are dumbfounded as to why there is this drastic increase and are blaming it on the claimants as to poor choices during the plandemic that led to their demise or current condition. The real tell with be when we see what they do as far as any policy changes with regard to the jabbed. We can be pretty sure however, that they are going to pass this cost on to the rest of us in higher premiums.
Understand the policy changes.But if 40 percent are vaxxed and the injuries are proportionate,wont the insurance companies basically be forced to prove the vax is what is causing the deaths and injuries.It would seem the financial hit before policy changes would be more than could be stood.
Only if a death certificate states that vaxxine complications were the cause of death or that long term disability is due to vaxxine injury. The insurance companies can determine internally what they think may be going on in order to protect their bottom line, but unless there is an official reason from the medical examiner or an attending doctor stating causation, they do not have to prove anything. The majority of these injuries are being reported as being from other causes and not the vaxxines. Especially when death occurs more than a couple days post inoculation. Without a provable link, it honestly is only speculation on our part and theirs - even though most of the data we have is certainly pointed in that direction. The insurance company had no choice but to come forward with this information in the article because that is part of the public disclosure required. They have to explain the increase in claims - but they are certainly not going to say it is from the jabs no matter how much we know that vaxxines are more than likely the cause for most of them.
These people are all in bed together and are not going to throw each other under the bus. They will mitigate the loses internally and short of a whistleblower coming forward to expose their internal rationale, we will never know. They will quietly make changes and spread them across the entire sector to keep it from being so obvious. In the end, the consumer will shoulder the increase in cost - just as they intended. Don't think that this was not accounted for when they war gamed this out. They will cover each other.
When you say young people don't have life insurance as in people in their 20s, but in their 30s and up I would say is the life insurance market, especially the married.
Thank you for making me clarity that somewhat. Surprisingly enough, there are many young adults married with children in their twenties and thirties that have no life insurance beyond what is offered by an employer which is not much. Usually they will try to pick up medical insurance if offered through work, but additional life insurance for many is another monthly deduction they cannot afford. Those that work for very small businesses especially, depending upon the state, are offered no benefits beyond maybe a week's vacation every year. Some don't even get that. I personally know many young people that are uninsured and when I was young I did not have any either. I was single and in college so didn't see the need. If a family does pick up life insurance, often the wife is not covered if she stays at home as a working mom. They just do not see it as necessary given their age. They are playing the odds and at that age, the odds are in their favor.
Many people do not even consider the possibility of death until in their forties. That is why the ACA had to rope in younger people to keep the damn thing afloat - there were not enough of them with insurance to pay for it so they had to be forced to carry it. Life insurance is the same. It is a racket. Unless you have a separate policy that you own, as soon as a person leaves a job, they usually don't take the insurance with them because of the cost. That is all money in the insurance company pocket. The same thing happens with young people taking out separate policies - especially term policies. The companies are banking on the fact that somewhere along the way, a younger person is going to hit a rough patch and default on the policy. Once again, money in their pockets. You would be surprised at the number of policies that are walked away from.