All money is basically already tracked. And if you're worried about surveillance, worry about your cell phone. It's an instant access to all aspects of your life that has a handy gps locator in it. Software can read and predict your action or wants. Microphones and cameras could be on with you having zero knowledge.

Any chat apps generally are listening and using things you talk about in chat, for different things, to know what things to advertise to you later elsewhere on the internet. They k know who you talk with when, and how long, save who that person interacted with, she the next person, and so on.

Any website or app you visit generally tracks your demographics, what operating system you're on, your IP address and location, how long you're on the website and what your usage patterns are. A lot of people have smart watches, so they can determine your heart rate at any given moment, or anything else the watch measures.

People are worried about some possible microchip or weird surveillance state. If they're serious about that, they should give up their cell phones and any computer with a mic or webcam built in that can't be unplugged. Cell phones are the perfect spying device, and there's absolutely no reason to freak people out with some chip when ptb can and probably do gather all data from your cell phones already. And no Freedom or Patriot phone or about anything else except niche phones with custom operating systems and no apps will protect you. Some people don't care or consider it not a real issue, and gladly give up some forms of privacy to use phone and apps and internet messengers and all that. As I said, people who want your data have no reason to rock the boat by pushing some microchip on everyone when they have spying device that nearly every single person gladly uses and takes everywhere with them.