The crypto is accessible, yes. But converting to fiat is not. It's like being in Ottawa with an ounce of gold. The gold is worth $1,900. You have the gold. No one is taking the gold away from you. But little to no stores in Ottawa will accept gold as payment without first converting to fiat.

So the options are to have stores start accepting crypto as payment. Or to find peer to peer sales of the crypto to fiat. Just like if you had an ounce of gold on you.