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Does anyone know what happens to mortgages when the SHTF?

posted 2 years ago by GODisinc0ntr0l 2 years ago by GODisinc0ntr0l +46 / -0

Who will own them? We still owe 15 years on ours... will it even matter? We have a fixed rate conventional loan. Can we discuss some probabilities?

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– changeagent 3 points 2 years ago +3 / -0

This might be a loophole that most people are not aware of. I for sure am not, but I'll look into it.

Usually in bankruptcy--which is what the mortgage lender would declare if it goes belly up--another similar organization comes in and buys those contracts, and you receive a notice that your servicer has changed.

School loan servicers do it all the time (although not because of bankruptcy).

I'll poke into it and see what I can learn. Do you have any suggested resources to start with?

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